Checking Account Features
Features available with all checking accounts:
| • |
FREE Allways® Visa Debit/ATM card1 |
| • |
FREE Online BANKING 24 Hour access to your account via our world wide website |
| • |
FREE Bill Pay |
| • |
FREE Mobile Banking with Text Messaging2 |
| • |
Automatic transfer between accounts |
| • |
24-hour account information with TeleLink our automated telephone banking system |
| • |
Once you open an account with us, you’ll never have to change your direct deposit again |
The Truth in Savings Act requires disclosures to be available on all consumer deposit accounts. Please inquire at any Eisenhower Bank location or call 1-888-777-0740 for a separate Truth in Savings Act disclosure.
Fees may reduce earnings on these accounts.
- Unlimited Check Writing
- Free Online Banking
- Free Online Bill Pay
- Free Allways Check® Visa Debit/ATM Card1
- Free Mobile Banking with Text Messaging2
- Electronic Statement when Available
- No Minimum Opening Deposit
- No Monthly Maintenance Fee
- Click for Totally FREE Checking application (pdf file)
- Unlimited Check Writing
- Free Online Banking
- Free Online Bill Pay
- Free Allways® Visa Debit/ATM Card1
- Four (4) Waived Out-of-Network ATM Fees per Monthly Statement Cycle*
- Discount Auto and Personal Loan Rates**
- Earns Interest***
- Sentinel Line of Credit Available**
- $100 Minimum Opening Deposit Required
- No Monthly Maintenance Fee if at Least $500 Daily Balance, Else $7.95 Monthly
- Click for Patriot Checking application (pdf file)
- Unlimited Check Writing
- Free Online Banking
- Free Online Bill Pay
- Free Allways® Visa Debit/ATM Card*
- Ten (10) Waived Out-of-Network ATM Fees per Monthly Statement Cycle*
- Discount Auto and Personal Loan Rates**
- Earns Preferred Interest Rate***
- Assigned Personal Banker
- Free Official Checks
- Free Travelers Checks
- Sentinel Line of Credit Available with Waived Fee**
- 50% Discount on Safe Deposit Box Rental
- $100 Minimum Opening Deposit Required
- No Monthly Maintenance Fee if Combined Personal Loans and Deposits are at Least $15,000 (Excludes Unfunded Personal Lines of Credit and Sentinel Lines of Credit), Else $14.95 Monthly.
- Click for Five Star Checking application (pdf file)
- For People 50 Years and Over
- Unlimited Check Writing
- No Monthly Maintenance Fee if you Maintain a $25,000 Combined Balance in Your Personal Deposit Accounts, Else $10 Monthly
- Minimum Opening Deposit $100
- Earn Interest on Daily Collected Balances of $1,000 or Greater
- Free Premium Checks
- Free Traditional Travelers Checks and Official Checks
- Free Check Images Returned with Statement
- Free Allways® Visa Debit/ATM Card*
- Free Online Banking and Bill Pay
- Unlimited ATM and POS Transactions
- Preferred Rates on New CDs
- Discount on Auto and Personal Loan Rates**
- Identity Theft Insurance
- REMEDY™ Check Protection
- Liberty Medical Supply Pharmacy
- Rx Advantage™ Prescription Drug Program
- Payment Card Protection
- Hotel and Motel Discount Directory
- Travel and Leisure Discounts
- Retail Savings and Services
- Theme Park and Recreation Discounts
- Grocery Discounts
- Golf Coupons
- Movie Theater Discounts
- Click for Premium Checking application (pdf file)
ID Protection Plus Package
- Add to any Personal Checking Account
- $5,000 Identity Theft Insurance
- Fraud Resolution Service
- Payment Card Protection
- REMEDY™ Check Fraud Protection
- Complimentary Checks with REMEDY Security Feature
- Maintenance fee of $4.95 monthly
This Product Is NOT:
- A deposit or obligation of, or guaranteed by, this bank
- Insured by the FDIC or any other agency of the United States or this bank
Special Program Notice
Identity Theft Insurance is offered through the insurance company named on the Benefit Summary included in the membership kit. Please refer to the Summary for complete details of coverage, limitations and exclusions.
Sentinel Line of Credit** (Available on Patriot and Five Star Checking)
- Convenient Line of Credit Tied to your Checking Account Pays Against Inadvertent Overdrafts
- Automated Transfers in $250 Increments to Cover Presented Items
- Competitive Rates
- Lines as High as $5,000, Subject to Credit Approval
- Minimum Monthly Payments are Required
- Per occurrence fee of $5 will be assessed
Special Program Notice
If availability of approved line is exceeded using $100 advance rule, normal overdraft fees apply. Please click for our Services and Fees brochure for a list of these fees. We reserve the right not to pay overdrafts that exceed approved overdraft line of credit availability.
Businesses with Lower Account Activity.
- No Minimum Balance
- No Monthly Service Charge
- Free Business Visa® Debit Card*
- Online Banking Solutions to Meet Your Business Needs
- 100 Free Transactions per Month, $0.35 per Transaction Thereafter
- Bank Where and How You Like
- 34 Banking Centers
- 8 Eisenhower Bank Locations
- 26 Broadway Bank Locations
- Comprehensive Online Banking Solutions
- 24-hour TeleLink
Businesses with Higher Account Activity.
- Minimum $100 Opening Deposit
- No Monthly Service Charge with $10,000 Minimum Balance or $30,000 Combined Business and Personal Account Balances, Otherwise a $20 Monthly Fee
- Free Business Visa® Debit Card and No Eisenhower Service Fee at Non-Eisenhower ATMs*
- Online Banking Solutions to Meet Your Business Needs
- 300 Free Transactions per Month, $0.25 per Transaction Thereafter
- Free Check Images with Statement
- Free First Order of Standard Stock Business Checks
- 0.25% Discount Off the Rate for Any Home Equity Loan**
- Bank Where and How You Like
- 34 Banking Centers
- 8 Eisenhower Bank Locations
- 26 Broadway Bank Locations
- Comprehensive Online Banking Solutions
- 24-hour TeleLink
Businesses With More Than Just Basic Banking Needs.
- Minimum $100 Deposit
- Free Business Visa® Debit Card and No Eisenhower Services Fees at Non-Eisenhower ATMs*
- Online Banking Solutions to Meet Your Business Needs
- Earnings Credit Rate Based on the 90-Day T-Bill Rate
- Free Check Images with Statement
- Affordable Access to Treasury Management Solutions
- Free Projected Service Charge Calculations and Account Comparisons Available Upon Request
- Bank Where and How You Like
- 34 Banking Centers
- 26 Broadway Bank Locations
- 8 Eisenhower Bank Locations
- Comprehensive Online Banking Solutions
- 24-hour TeleLink
Additional Business Products and Services
- iBiz Online Business Banking
- Treasury (Cash) Management
- Business Debit Cards
- Business Lines and Loans
- SBA Preferred Lender
Click for Business Checking application (pdf file)
1Eisenhower Bank does not charge a service fee for the use of mobile banking. Standard fees for your deposit account apply. Standard internet service and text messaging rates may apply. Check with your mobile service provider for details. Must be WAP (Wireless Application Protocol) 2.0 enabled. WAP 2.0 offers the safest level of security and encryption to support mobile banking. This level of security is required to protect your confidential account information. Internet-enabled mobile device not required. Speak to an Eisenhower Bank representative for details.
2ATM displaying the Allways Bank, AFFN, PULSE, PLUS, ALERT, HONOR, GULFNET, MAGIC LINE, MINIBANK, NYCE, SHAZAM, TYME, STAR SYSTEM and VISA logo. Charges may apply when using ATMs outside the Allways Bank ATM Network.
3With approved credit.
4Earns interest on daily collected balances of $1,000 or greater.
Disclosure Information
EB General Fees (pdf file)
Privacy Policies
|
USA Patriot Act Notice |
|
IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.
What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.
|
Copyright 2004. All rights reserved.
No part of this website may be reprinted or reproduced in whole or in part without permission from Eisenhower Bank. A division of Broadway National Bank, Member FDIC.
2302 Stanley Road, San Antonio, TX 78234
|
|
|